New India Criti Protect Policy

New India Criti Protect Policy is a Critical Illness Insurance Plan that provides a lump sum benefit upon diagnosis of a covered critical illness. The benefit can be used for medical treatment, loss of income, lifestyle modifications, loan repayments, or any other financial needs.

Key Features

• Lump Sum Benefit on Diagnosis of Covered Critical Illness.
• Coverage for up to 41 Critical Illnesses (depending on plan selected).
• 100% Sum Insured Payable on First Diagnosis.
• No Survival Period Requirement.
• Worldwide Coverage.
• Individual Policy Cover.
• Policy Term Options of 1, 2, or 3 Years.
• Lifelong Renewal Available.

Eligibility

Sum Insured Options

• ₹5 Lakhs
• ₹10 Lakhs
• ₹15 Lakhs
• ₹20 Lakhs
• ₹25 Lakhs
• ₹30 Lakhs
• ₹35 Lakhs
• ₹40 Lakhs
• ₹45 Lakhs
• ₹50 Lakhs

Available Plan Options

Major Critical Illnesses Covered

• Cancer of Specified Severity
• First Heart Attack
• Stroke Resulting in Permanent Symptoms
• Kidney Failure Requiring Regular Dialysis
• Major Organ / Bone Marrow Transplant
• Coronary Artery Bypass Surgery
• Multiple Sclerosis
• Parkinson's Disease
• Alzheimer's Disease
• Aplastic Anaemia
• Motor Neuron Disease
• Benign Brain Tumor
• Major Burns
• Coma of Specified Severity

Benefit Payable

On first diagnosis of a covered critical illness after completion of the waiting period, 100% of the Sum Insured is paid as a lump sum benefit. Coverage terminates after claim payment.

Waiting Period

Special Advantages

• No Survival Period Requirement.
• Worldwide Coverage for Diagnosis.
• Lump Sum Payment irrespective of actual treatment cost.
• Can be used along with Health Insurance Policies.
• Financial support during income loss due to critical illness.

Major Exclusions

• Critical Illness diagnosed within first 90 days.
• Pre-existing Critical Illness.
• Self-inflicted injuries.
• Substance abuse and alcoholism.
• War and nuclear-related events.
• Conditions not specifically covered under the selected plan.

Why Choose New India Criti Protect?

• Provides immediate financial support on diagnosis.
• Large range of critical illnesses covered.
• High Sum Insured options up to ₹50 Lakhs.
• No need to submit hospitalization bills for benefit payment.
• Suitable as an additional protection over health insurance.

Disclaimer

The above information is for general reference only. Benefits, waiting periods, covered illnesses, exclusions, and policy conditions are subject to the latest policy wording issued by New India Assurance.